Loan Against Property

Unlock the value of your property with our secured loans. Get high amounts up to ₹5 crores at attractive rates starting from 0.5% to 1% with flexible tenure options.

Up to ₹5 Cr
High Amount
Secured
Lower Rates

Apply for LAP

Unlock your property's value

Eligible Property Types

We accept various types of properties as collateral

Residential Property

Self-occupied or rented residential properties including apartments, independent houses, and villas.

0.5% onwards 70% LTV
Commercial Property

Office spaces, shops, showrooms, and other commercial properties in prime locations.

11% onwards 60% LTV
Industrial Property

Warehouses, factories, and industrial units with clear titles and proper documentation.

0.5% onwards Industrial
Plot/Land

Residential and commercial plots with clear titles in approved layouts and municipalities.

0.5% onwards 50% LTV
Agricultural Land

Agricultural and farm lands with proper irrigation facilities and road connectivity.

13% onwards Agriculture
Warehouse

Storage facilities and warehouses with proper access and utility connections.

12.5% onwards Storage

Key Benefits

High Loan Amount

Get loans up to ₹5 crores based on property value and your repayment capacity.

Attractive Interest Rates

Enjoy lower interest rates starting from 0.5% to 1% due to secured nature of the loan.

Long Tenure

Flexible repayment tenure up to 20 years for comfortable EMIs.

Multiple End Uses

Use funds for business expansion, debt consolidation, or any legitimate purpose.

Loan Features

Loan Amount
₹10 lakhs to ₹5 crores
Interest Rate
0.5% onwards
Tenure
Up to 20 years
LTV Ratio
Up to 70% of property value
Processing Time
7-10 working days
Security
Property mortgage

Eligibility Criteria

Age

21 to 65 years (at loan maturity)

Employment

Salaried, Self-employed, or Business owner

Income

Minimum ₹30,000 per month

Property

Clear title, approved property

Credit Score

CIBIL score 650 and above

Required Documents

Personal Documents
  • Aadhaar and PAN card
  • Address proof documents
  • Passport size photographs
Financial Documents
  • Income proof (Salary slips/ITR)
  • Bank statements (6 months)
  • Business financials (if applicable)
Property Documents
  • Property title deeds
  • Property tax receipts
  • Property valuation report
  • NOC from society/builder

LAP EMI Calculator

Calculate your monthly EMI for loan against property

Monthly EMI

₹56,847

Apply for Loan Against Property

Unlock the value of your property today