Educational Loan Solutions

Invest in your future with our comprehensive education loans. Study in India or abroad with competitive rates starting from 11.5% and flexible repayment options.

From 11.5%
Interest Rate
Study Abroad
Global Education

Apply for Education Loan

Invest in your bright future

Education Loan Options

Choose the right education loan for your academic journey

Higher Education

Finance undergraduate and postgraduate courses in India with competitive interest rates.

11.5% onwards ₹20L max
Study Abroad

Pursue your dreams internationally with loans up to ₹1.5 crores for overseas education.

12% onwards ₹1.5Cr max
Skill Development

Finance professional courses, certifications, and skill development programs.

13% onwards Quick
Medical Education

Special rates for MBBS, BDS, and other medical courses with extended repayment terms.

11% onwards Medical
Engineering

Finance engineering degrees from top institutions with flexible repayment options.

11.5% onwards Engineering
MBA/Management

Finance MBA and management courses from premier institutions worldwide.

12.5% onwards MBA

Education Loan Benefits

100% Financing

Finance complete education cost including tuition, accommodation, and living expenses.

Moratorium Period

No EMI during study period plus 6-12 months after course completion.

Tax Benefits

Interest paid on education loan is eligible for tax deduction under Section 80E.

Flexible Repayment

Repayment tenure up to 15 years with prepayment options available.

Coverage Details

What's Covered
  • Tuition fees and development fees
  • Hostel and accommodation charges
  • Books and study materials
  • Lab fees and equipment cost
  • Travel expenses (for abroad studies)
  • Insurance and visa fees
Eligible Courses
  • Undergraduate & Postgraduate degrees
  • Medical and Engineering courses
  • MBA and Management programs
  • Professional and diploma courses
  • Study abroad programs

Eligibility Criteria

Student

Indian citizen with admission to recognized institutions

Age Limit

Maximum 35 years at the time of loan completion

Academic Record

Good academic record with minimum 50% marks

Co-applicant

Parent/Guardian as co-applicant with stable income

Required Documents

Identity Documents
  • Aadhaar card and PAN card
  • Passport (for abroad studies)
  • Address proof documents
Academic Documents
  • 10th, 12th, and graduation mark sheets
  • Admission letter from institution
  • Fee structure and course details
Financial Documents
  • Income proof of co-applicant
  • Bank statements (6 months)
  • ITR of co-applicant

Apply for Education Loan

Invest in your future - Apply now for quick approval