India's Most Trusted Financial Partner

Transform Your Financial Dreams Into Reality

Experience the future of lending with AI-powered loan matching, instant approvals, and personalized financial solutions designed specifically for your unique needs.

50K+
Happy Customers
₹500Cr+
Loans Disbursed
24 Hrs
Quick Approval
Get Instant Quote Explore Products
100% Secure
Instant Response
4.9/5 Rating
Financial Dashboard
Live
₹5,00,000
₹50K ₹1Cr+
Your Interest Rate
8.99% ↓
Based on your profile
Monthly EMI
₹10,247
Principal ₹8,333
Interest ₹1,914
Instant Approval
In minutes
Best Rates
From 8.99%
Digital Process
100% paperless
Trusted Partners

140+ Partner Banks & NBFCs

We work with leading financial institutions to get you the best loan deals with competitive rates and flexible terms

YES Bank
Private Bank
HDFC
Bank
ICICI
Bank
Axis
Bank
Kotak
Bank
PNB
Punjab Bank
BOB
Bank of Baroda
Canara
Bank
Union
Bank
IDFC
First Bank
Bajaj
Finserv
Tata
Capital
View All Banks & NBFCs

Tailored Credit Solutions for Every Need

Discover our range of credit products designed to empower your business and personal growth at every stage.

₹ ₹
Personal Loan

Select the best offer curated just for you from a wide choice of banks and NBFCs

1.5% onwards 24 hrs
Check Eligibility
Business Loan

Expand your business with loans at low interest rates and flexible repayment options

1.8% onwards ₹5 Cr
Check Eligibility
Home Loan

Choose from lowest interest rates available for your dream home with easy processing

0.5% onwards 30 years
Check Eligibility
Vehicle Loan

Drive your dreams with affordable financing for cars, bikes, and commercial vehicles

0.8% onwards All types
Check Eligibility
Educational Loan

Invest in your future with flexible funding for tuition, books, and living expenses

1.2% onwards Abroad
Check Eligibility
Loan Against Property

Get liquidity against your property at best interest rates with minimal documentation

0.5% onwards Secured
Check Eligibility

Business Finance Solutions

Comprehensive financial instruments to fuel your business growth and working capital needs

Bank Guarantee (BG)

Secure business transactions with bank guarantees for performance, advance payments, and bid bonds

0.75% onwards Secure
Learn More
Invoice Discounting

Get immediate cash flow by discounting your invoices. Unlock working capital faster

1.8% onwards Quick
Learn More
CGTMSE

Collateral-free loans under Credit Guarantee Trust for Micro & Small Enterprises scheme

Up to 2Cr No Collateral
Learn More
Debtor Insurance

Protect your business from bad debts and non-payment risks with comprehensive trade credit insurance

0.25% onwards Risk Cover
Learn More
LRD (Lease Rental Discounting)

Get funding against your rental income from commercial properties with attractive interest rates

10% onwards Property Based
Learn More
Working Capital

Flexible working capital solutions including cash credit, overdraft facilities, and term loans

11% onwards Flexible
Learn More
Our Journey

The Story Behind Nikdha

Born from a vision to democratize financial access, we've transformed countless lives through personalized lending solutions and unwavering trust.

2019

The Vision Begins

Founded with a simple yet powerful belief: financial services should be accessible, transparent, and tailored to individual dreams. We started as a small team with big aspirations.

2021

Digital Transformation

Embraced technology to streamline our processes. Introduced AI-powered loan matching and digital documentation, reducing approval times from weeks to hours.

2024

Industry Leader

Today, we're proud to be India's most trusted financial partner, having helped over 50,000 customers achieve their dreams with ₹500+ crores in loans disbursed.

50K+
Happy Families
₹500Cr+
Loans Disbursed
25+
Banking Partners
4.9/5
Customer Rating
NIKDHA Trusted Financial Partner

1000

+

Happy Customers

Satisfied Clients

50

Cr+

Loans Disbursed

Total Amount

15

+

Bank Partners

Trusted Partners

24

/7

Customer Support

Always Available

Our Branch Network

Visit us at any of our conveniently located branches across Telangana and Andhra Pradesh for personalized financial assistance

Hyderabad

Main Branch
Near Punjagutta Saibaba Temple
Full Banking Services
Expert Loan Consultants
Quick Processing
Call Branch WhatsApp

Vijayawada

Andhra Pradesh
Vijayawada, Andhra Pradesh
Home & Personal Loans
Business Finance Solutions
Vehicle Loans
Call Branch WhatsApp

Warangal

Telangana
Warangal, Telangana
Agricultural Loans
MSME Financing
Educational Loans
Call Branch WhatsApp

Karimnagar

Regional Hub
1st Floor, Above Airtel Store
IB Chowrastha, Karimnagar
Complete Loan Solutions
Insurance Services
Investment Planning
Call Branch WhatsApp

Visakhapatnam

Port City
Visakhapatnam, Andhra Pradesh
Industrial Financing
Trade Finance
Export-Import Services
Call Branch WhatsApp

Kurnool & Tirupati

Twin Centers
Kurnool & Tirupati
Andhra Pradesh
Pilgrimage Area Services
Tourism Business Loans
Property Financing
Call Branch WhatsApp
7+ Locations
Across Telangana & AP
Expert Teams
At every branch
Quick Service
Same day processing
Local Support
Regional language assistance

Can't visit a branch? We offer doorstep services and video consultations across all locations.

Schedule Branch Visit

Get In Touch With Our Experts

Ready to transform your financial future? Our dedicated team is here to guide you every step of the way.

Call Us Now

Speak directly with our loan specialists for instant assistance

+91 9133044442
24/7 Available
Instant Consultation
Free Financial Advice

Email Support

Send us your queries and get detailed responses within hours

loans@nikdha.in
Quick Response
Document Sharing
Detailed Proposals

Visit Our Office

Meet our team in person for personalized financial solutions

1st Floor, Above Airtel Store
IB Chowrastha, Karimnagar
Telangana - 505001
Easy to Find
Face-to-Face Consultation
Document Verification
Need Immediate Assistance?

Get instant help through multiple channels - We're here 24/7 to support your financial journey

WhatsApp Chat Instant messaging support
EMI Calculator Calculate your loan EMI
Book Appointment Schedule a consultation

Emergency Hotline:

+91 9133044442